locations & hours
Main Office: 257 Highland Parkway - Buffalo, NY 14223 - Phone (716)
873-4688 Fax (716) 873-2124
Hours: Mon - Fri: 10 am to 5 pm Sat: 9 am to 12 noon
Branch Office: 315 Delaware St. - Tonawanda, NY 14150 - Phone (716)
693-0946 Fax (716) 693-1512
Hours: Mon: 10 am to 5 pm Tues/Wed: 9 am to 4 pm Thurs: 11am
to 6 pm Fri: 10am to 5 pm
Holiday Hours: Closed: Monday July 5 - Independence Day, Monday September 6 - Labor Day
SHARE DRAFT CHECKING
Our Share Draft Checking Account makes it easy and convenient to manage your finances.
- NO minimum balance requirement
- NO per check charge
- NO monthly service charge
- NO per transaction charge
- Convenient monthly statement
- Overdraft protection (avail upon request)
- VISA Debit Cards
SAVINGS ACCOUNTS
Our savings and investment accounts pay high yield dividend (interest) rate. Choose the accounts you need to satisfy your financial goals.
- Share Savings Account
- Christmas Club Accounts
- Vacation Club Accounts
- Share Certificates - from 6 month to 3 years investment terms
- IRA Certificates
LOANS
Satisfy
your borrowing needs with our great rates, flexible terms and hassle free loan
process. We offer a variety of fixed loans designed to fit virtually any budget.
Click for our Loan Application Form.
- New & Used vehicle loans
- Signature loans
- Home equity loans (fixed rate)
- Share secured loans
- Vacation & Christmas loans
- Debt consolidation loans
- Collateral secured loans (boats, RV's, etc.)
- Student loans (Stafford, etc.)
VISA CREDIT CARDS
It's
the credit card you can afford to use. Our low interest VISA card is accepted
worldwide and has the special features you want for shopping and travel.
Transfer your high interest credit card balances to our LOW interest VISA card.
you can save money and lower your monthly payment INSTANTLY.
- Low APR
- No annual fee
- 25 day grace period (purchases)
- Cash advances available (same low rate)
OTHER SERVICES
- Certified checks
- Travelers checks
- U.S. Savings bonds
- IRA's
- Consolidation loans
- ATM cards
- Money orders


