Tonawanda Federal Credit Union
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The drive thru is open Monday-Friday 9:30am-5pm

Now offering first mortgages for purchase or refinance. Members can get info at Mortgage Center

Equal Housing Lender

tonawanda federal credit union, online banking

Main Office
257 Highland Parkway
Buffalo, NY 14223
Phone (716) 873-4688
Fax (716) 873-2124
Mon - Fri: 10 am to 5 pm
Sat: 9 am to 12 noon
Drive thru:
Mon - Fri 09:30 am - 5 pm

Holiday Hours

01/02/2023 New Year's Day
01/16/2023 Martin Luther King Day
02/20/2023 Presidents' Day
05/29/2023 Memorial Day
06/19/2023 Juneteenth
07/04/2023 Independence Day
09/04/2023 Labor Day
10/09/2023 Columbus Day
11/11/2023 Veteran's Day
11/23/2023 Thanksgiving Day
12/25/2023 Christmas Observed
01/01/2024 New Year's Day

Tonawanda Community FCU welcomes
the members of Tonawanda School Employees FCU

Equal Housing Lender



Go Green! You can now have your statements sent to you electronically and eliminate the need for paper statements to be mailed to you. Statements will be available the first business day following the last business day of the month. Go to the Forms tab on the top of the page and sign up on line today.

star Make withdrawals from certain ATM machines with no fees... check it out here!!

star Attention Members! If your email address has changed, please be sure to update it with us.

star Attention Members! The Credit Union has a new App with a new look! You must delete the old app from your phone, if you haven't already done so. From the app store search for Tonawanda Community Federal Credit Union. Download the new mobile banking app.

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Recently many Verizon customers got a text message that stated they were from Tonawanda Community Federal Credit Union. The text proceeded to say that their VISA Cards had been deactivated and in order to reactivate them they had to call the phone number listed. Upon calling this number they were asked to input their VISA Card number, their pin number, and social security number.

This was not a breach in the credit unions system, it was a breach in Verizon as most of the numbers texted were not members of the credit union. Verizon was informed of this breach.

The credit union would never send out a text message, nor would they call you to ask for this type of information. You should never give this information to anyone. You will never be asked for your pin number in any circumstance other than while making a transaction where it is keyed in. If this ever happens to you please inform the credit union.

Thank You


National Credit Union Administration Region 1
Amendment of Charter /Bylaws

Tonawanda Community Federal Credit Union, Charter 22464, Buffalo, NY
Whereas, formal request has been submitted by the officials of this Federal credit union that the following amendment of its charter/bylaws be approved:
Section 5 of the charter shall be amended as follows:
The field of membership shall be limited to those having the following common bonds:

Persons who live, work, worship, or attend school in, and businesses or other legal entities located in the Town of Tonawanda, City of Tonawanda or Village of Kenmore and also employees of this credit union, volunteers in the community, members of their immediate family or household, and organizations of such persons.

Please come into either location of the credit union to apply for membership.


All funds are insured to $250,000 by the National Credit Union Administration.

The credit union has teamed up with Enterprise Car sales. Low loan rates & haggle free pricing help you to enjoy your car buying experience.

TCFCU and CUNA Mutual Group have joined forces to bring you services provided by CUNA Mutual Group
Tonawanda Federal Credit Union
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